Offer Rules

*Last updated: March 2026*

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1. Introduction

These Terms and Conditions (hereinafter referred to as the “Agreement”) govern the use of services provided by the Binam.io platform (hereinafter referred to as the “Company” or “Binam”). By registering on the platform and using its services, the user (hereinafter referred to as the “Trader”) accepts all the terms of this Agreement.

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2. General Provisions

2.1. Binam provides access to cryptocurrency futures trading through its own terminal and integrated exchanges (Bybit, Binance). The list of supported exchanges may be expanded.

2.2. The Trader undergoes a trading challenge in one of two formats: in 1 step or in 2 steps, confirming their trading skills and ability to comply with risk management rules.

2.3. After successfully completing the challenge, the trader receives a funded demo account with the right to withdraw profits. After fulfilling additional conditions, the trader may receive a real account. The Company reserves the right to issue a real account immediately after passing the challenge.

2.4. The Trader is obliged to comply with the risk management rules and trading conditions established by Binam at all stages.

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3. Challenge Formats

Binam offers two formats:

3.1. 1-Step Challenge

Consists of one evaluation stage — Challenge, after which the trader receives a funded account.

Parameters:

- Profit target: 10%

- Daily drawdown: no more than 4%

- Maximum loss: no more than 6%

- Maximum risk per trade: 3%

- Minimum number of trading days: 5

- Trading period: unlimited

- Stop-loss: mandatory for each position

- Profit limit per trade: 4% (the position is closed automatically when the threshold is reached)

3.2. 2-Step Challenge

Consists of three consecutive stages: Challenge, Verification, Funded Trader.

Stage 1 — Challenge:

- Profit target: 10%

- Daily drawdown: no more than 5%

- Maximum loss: no more than 10%

- Maximum risk per trade: 3%

- Minimum number of trading days: 5

- Trading period: unlimited

- Stop-loss: mandatory

- Profit limit per trade: 4%

Stage 2 — Verification:

- Profit target: 5%

- Daily drawdown: no more than 5%

- Maximum loss: no more than 10%

- Maximum risk per trade: 3%

- Minimum number of trading days: 5

- Trading period: unlimited

- Stop-loss: mandatory

- Profit limit per trade: 4%

Stage 3 — Funded Trader:

The trader receives a funded account with the ability to withdraw profits.

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4. Pricing Plans

4.1. 1-Step Challenge

4.2. 2-Step Challenge

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5. Trading Rules

5.1. Mandatory Stop-Loss

A stop-loss is mandatory for each position. The risk on a single trade when the stop-loss is triggered must not exceed 3% of the initial account balance. If this rule is violated, the position may be automatically closed by the risk management system, and the challenge will be considered failed.

5.2. Profit Limit per Trade

If the profit on a single trade reaches 4% of the account balance, the position is automatically closed by the risk management system. The challenge is not considered failed — the trader continues trading as usual. This rule applies during the challenge stage and on the funded demo account. There is no profit limit per trade on a real account.

5.3. Daily Drawdown

The maximum allowable total loss for one trading day, including closed trades and floating loss on open positions. It is calculated from the account balance at the start of the trading day.

- 1-Step Challenge: 4%

- 2-Step Challenge: 5%

5.4. Maximum Loss

The maximum decline in balance over the entire trading period. Upon reaching this threshold, the challenge is considered failed.

- 1-Step Challenge: 6%

- 2-Step Challenge: 10%

5.5. Trading Day

A trading day is counted if at least one position was opened on that day, the result of which led to a change in the total balance of at least ±0.2%. If the trade result is below this threshold, the day is not counted. If a position is held for several days, only the opening day is considered a trading day.

5.6. Inactivity Rule

If the trader does not make any trades for 15 calendar days, the challenge may be considered failed. Traders are advised to maintain regular trading activity.

5.7. Position Holding

Positions may be held overnight and over weekends. There is no requirement to close positions at the end of the trading session. Open positions continue to be taken into account when calculating daily drawdown and maximum loss.

5.8. News Trading

Trading during news events is allowed, provided all risk management rules are observed.

5.9. Automated Trading

Trading bots, algorithmic strategies, and expert advisors are allowed, provided all risk management rules are observed. The trader bears responsibility for the actions of automated systems.

5.10. Available Instruments

Only cryptocurrency futures trading is available on the platform. Spot trading is not supported.

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6. Prohibited Actions and Strategies

At all stages — during the challenge and on the funded account — the following actions are prohibited:

6.1. Using the platform’s services to violate laws, regulations, or third-party rights, including intellectual property and privacy rights.

6.2. Any attempts to hack, bypass security systems, perform unauthorized data collection, conduct hacking attacks, or reverse engineer the Binam platform.

6.3. Sending spam to third parties or the company’s trading partners.

6.4. The use of trading strategies prohibited by liquidity providers, including, but not limited to:

- use of quote delays or platform errors;

- trading using insider information;

- use of third-party strategies to circumvent evaluation rules;

- manipulation of trades for fraudulent purposes.

6.5. Arbitrage between Binam accounts and accounts of other companies (at the company’s discretion).

6.6. Use of strategies that are difficult to reproduce in the real market:

- opening positions using the entire available margin limit;

- trades with excessive fluctuations in unrealized profit/loss.

6.7. Transferring account credentials to third parties, using multiple accounts from one IP address, boosting accounts, renting out accounts, or selling access.

6.8. Manipulating results using multiple accounts (opening opposite positions on different accounts to guarantee passing at least one of them).

6.9. Hedging and reverse trading.

6.10. Earning all profit from a single trade.

6.11. Any actions capable of causing damage to the company or that do not correspond to the principles of trading in the real market.

6.12. Disrespectful behavior toward the Binam team.

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7. Consequences of Violations

7.1. If Binam determines that the trader’s trading violates risk management rules, prohibited strategies, or program conditions, the trader’s account will be blocked without the right to withdraw profits.

7.2. The Company has the right to:

- delete trades that violate the rules and not count them toward the result;

- terminate the agreement and cancel the provided services;

- reduce the leverage on the account;

- block the account without refunding funds and profits.

7.3. The decision to block an account is made by the Binam team and is final.

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8. Funded Account

8.1. Funded Demo Account

After successfully passing the challenge, the trader receives a funded demo account. The results are reviewed within 3 business days.

On the funded demo account:

- The trader may withdraw 70% of the profit.

- The minimum withdrawal amount is 100 USDT.

- To move to the next stage, the trader must earn at least 15% profit from the initial balance.

- The risk management rules remain fully in force.

- The 4% profit limit per trade continues to apply.

8.2. Real Account

After fulfilling the conditions of the funded demo stage, the trader is issued a real account.

On the real account:

- The trader may withdraw 80% of the profit.

- The profit limit per trade does not apply.

- The risk management rules (daily drawdown, maximum loss, stop-loss) remain in force.

- Withdrawals are possible without restrictions on frequency, provided the platform rules are observed.

8.3. Company’s Right to an Early Decision

The Company may issue a real account immediately after passing the challenge without the intermediate funded demo account stage.

8.4. Profit Split

By default, the profit split is:

- Funded demo account: 70% to the trader / 30% to the company.

- Real account: 80% to the trader / 20% to the company.

When the “Increase Profit Share” option is added (+20% to the challenge cost): up to 90% to the trader / 10% to the company.

8.5. If Exchanges Are Unavailable

If the exchanges available through Binam are prohibited in the trader’s country for legal reasons, the trader continues trading on a demo account with the ability to withdraw profits under the established conditions.

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9. Payment and Withdrawals

9.1. Payment

Payment for participation in the challenge is accepted only in cryptocurrency (USDT and other supported cryptocurrencies). Bank cards, bank transfers, and other payment methods in fiat currency are not supported.

9.2. Refund of Payment

Binam does not provide refunds for the challenge, regardless of the result. Exception: if the trader purchased the additional option “Refund of Cost Upon Successful Completion” (+20% to the challenge cost) and successfully passed the challenge, the cost may be refunded in accordance with the terms of this option.

9.3. Profit Withdrawal

Profit withdrawal is carried out only in cryptocurrency. A withdrawal request is processed within 3 business days. At the time of requesting a withdrawal, all open positions must be closed.

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10. Additional Options

When purchasing a challenge, two additional paid options are available:

10.1. Increase Profit Share

Changes the profit split to 90/10 in favor of the trader. Cost: +20% to the challenge cost. The option is selected at the time of purchase and cannot be added after the challenge has started.

10.2. Refund of Cost Upon Successful Completion

Upon successful completion of the challenge, its cost may be fully refunded. Cost: +20% to the challenge cost. The option is selected at the time of purchase and cannot be added after the challenge has started.

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11. Exchanges and Terminals

11.1. Bybit

Trading in demo mode. The trader connects their account through an application programming interface. Trading is available on the exchange itself, through the Binam terminal, or through a third-party terminal with support for Bybit demo API keys.

11.2. Binance

Trading is available only through the CScalp terminal. A demo account is opened automatically through CScalp, and access is provided in the form of a login and password.

11.3. Terminals on the Funded Account

At the funded account stage, the following are additionally available: Binam, Tiger Trade, and other terminals.

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12. Binam Token

12.1. The internal Binam token is used within the platform ecosystem. The token cannot be purchased — it can be earned by completing tasks on the platform or through the partner program.

12.2. Tokens are used to receive a discount on the purchase of a challenge — up to 10% of the cost.

12.3. For joining the cashback program, the user may receive 500 Binam tokens.

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13. Partner Program

13.1. Any registered user may activate partner status in their personal account.

13.2. The partner receives 10% of the cost of the first challenge of each invited user in the form of Binam tokens.

13.3. Partner tokens can be exchanged for USDT at a 1:1 ratio.

13.4. After activating partner status, the user can no longer receive tokens through regular tasks. The previous token balance is canceled. Thereafter, tokens are credited only from purchases made by invited users.

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14. Final Provisions

14.1. The Company reserves the right to change the challenge conditions, trading rules, and any platform parameters.

14.2. Continued use of the platform after changes have been made means acceptance of the updated terms.

14.3. Disputes are resolved in accordance with the laws of the UAE.

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15. Contacts

For questions related to this Agreement: info@binam.io